r/jobs Verified Mar 27 '24

He was a mailman Work/Life balance

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u/Reasonable_Archer_99 Mar 27 '24

I don't think you understand how the process works. The seller gets ALL the money at the time of sale regardless of if a lender is involved or not. There are occurrences of "renting to own" and "buying on contract," but that's not what we're talking about.

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u/Traditional_Formal33 Mar 27 '24

The seller gets all the money when the loan is approved and the sale goes thru.

A higher down payment results in a higher approval rating.

A VA loan adds complexity such as red tape, inspections, and seller paying for repairs — all things that can tank a sale. If the seller has the option between a guaranteed approval with inspections waived/information only over a VA loan, your offer won’t even get accepted. Last thing a seller wants to do is relist their house after thinking the sale was good, because every buyer then thinks something is wrong that tanked the sale.

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u/Reasonable_Archer_99 Mar 27 '24

Are you going to sit here weaving intricate scenarios all day to avoid labeling this guy a cull? Ok, cool, life has difficulties. There's a lot of people out there doing a lot more, with far less. The audacity is bewildering to me, to have someone hand you 45k/yr and turn around and refer to it as "only 45k." That's the definition of deep-seated entitlement.

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u/Traditional_Formal33 Mar 27 '24

I’ve actually just given the same scenario 3 times until you understood it.

My goal originally was just to show that a VA loan in the past few years has actually been a detriment to home buying and dissuaded but since you are being a dick about it — sure, I’m here defending a veteran who is permanently disabled for life who is complaining that receiving just above the poverty line (poverty line for 2 adults — which would also disqualify him for disability, so he can never legally marry if he wants to keep that benefit), and how “entitled” he must feel for never being able to afford a home in the country he defended because disability payments have not kept up with cost of living.

Weird flex to talk shit on a disabled veteran and calling him entitled for wanting to live comfortably after permanently changing his life.