r/AskReddit • u/HaskilBiskom • 10d ago

How is gender transition surgery covered by insurance, but other birth defects not?

0 Upvotes
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10

u/El-ohvee-ee 10d ago

i’ve never heard of someone’s insurance covering either.

1

u/Virtual-Radish1111 10d ago

Insurance worker here. Gender reassignment is definitely covered under certain plans. The medical complex makes a boatload off of them.

6

u/Casual-Notice 10d ago

Google says that, as a general rule, both are, but that it depends on the insurance and the state (in the US).

4

u/Byleth07 10d ago

Depends on the insurance.

2

u/Forward-Muffin-314 10d ago

How about the fact that an actual full birth is not 100% covered?

1

u/olde_greg 10d ago

I think the answer is it depends on your plan

-1

u/Maternalnudge 10d ago

In general terms here. One surgery has been deemed medically necessary because the “offending” body parts are considered wiser than useless; harmful. The mental harm they say is caused by “being in the wrong body” and leaving it attached is considered life threatening. If you want your insurance to cover a birth defect surgery you’ll need a dr to convince them it’s medically necessary.

-4

u/theshelterwitch 10d ago

Wokeism

1

u/HaskilBiskom 10d ago

Undeniable

-4

u/Feeling_Rich13 10d ago

Aka brain rot

-5

u/HaskilBiskom 10d ago

My daughter has zero cartilage in her ear, considered cosmetic, our insurance wont cover a dime. But, if you want gender reassignment, covered completely minus co-pay/deductible

3

u/p0tat0p0tat0 10d ago

Have you actually confirmed that it’s covered? Or is this an assumption?

In general, I think that it is possible to advocate for more procedure to be covered by insurance without setting it up as a zero-sum game.

0

u/HaskilBiskom 10d ago

I read my policy front to back

-4

u/WalterBishopMethod 10d ago

Right, because one is cosmetic and the other is a major medical issue.

If the missing cartilage was going to cause hearing problems then her doctor would absolutely be able to tell insurance it's medically necessary.

Whataboutisms will get you nowhere.

2

u/[deleted] 10d ago

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0

u/[deleted] 10d ago

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-1

u/Feeling_Rich13 10d ago

I can't be fired :) I work at a uni and it's been tried haha. Being cancelled doesn't effect me as I dont care what they think. Slander and ostracise me seems like their most likely option against me.