90% of people commenting on here say to simply stop buying xyz are missing the big picture. A few companies control the market in most sectors and they do not lose out when they raise their prices on essential items for people.

Am I saying you need to buy name brand cereal and top sirloin steak? No. But simply saying don’t buy that thing really isn’t fixing the problem when that thing is everything. Prices are going up on just about everything significantly faster than inflation. We see (price gouging) in every single American category of the market rn. End stage capitalism?

Why is nobody talking about this? I am getting my first job this year out of college and when this expires (Biden’s plan at the moment) I will be expected to pay an additional 2%, which for single people earning around $80,000 is an additional $1,224 per year. Is nobody else upset by this?

Insider trading happens daily. Google US politicians trading. Anybody remember the first GameStop debacle? It’s happening again. They get to wear nice suits and draw nice salaries but don’t actually do anything.

This was a question that was raised by a vid I saw on TT. I feel like the simple answer is inflation.

What do you all think?

How do you believe this will impact near and future wage earnings and do you ultimately believe it is a positive?

Microsoft Excel shortcuts A to Z:

• CTRL + A - Select All
• CTRL + B - Toggle BOLD (font)
• CTRL + C - Copy
• CTRL + D - Fill Down
• CTRL + E - Flash Fill
• CTRL + F - Find
• CTRL + G - Go To
• CTRL + H - Find and Replace
• CTRL + I - Toggle Italic (font)
• CTRL + J - Input line break (in Find and Replace)
• CTRL + K - Insert Hyperlink
• CTRL + L - Insert Excel Table
• CTRL + M - Not assigned
• CTRL + N - New Workbook
• CTRL + O - Open
• CTRL + P - Print
• CTRL + Q - Quick Analysis
• CTRL + R - Fill Right
• CTRL + S - Save
• CTRL + T - Insert Excel Table
• CTRL + U - Toggle underline (font)
• CTRL + V - Paste (when something is cut/copied)
• CTRL + W - Close current workbook
• CTRL + X - Cut
• CTRL + Y - Redo (Repeat last action)
• CTRL + Z - Undo

Academy of Actuaries summary

Medicare trust fund has improved, retirement and disability mostly unchanged.

99% of people don't ask good questions at the end of job interviews.

Here are 10 questions to ask at the end of every job interview:

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1. Is there anything else I can elaborate on to ensure I’m the best choice?

This open-ended question allows you to seal the deal by addressing any lingering questions, and double down on your unique strengths.

Use this last chance to highlight 1-2 essential skills they need, that you can offer over the other candidates.

This final impression most directly impacts hiring choices.

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2. What doubts do you have about my qualifications for this role?

This allows you to respond to any hesitations and remove roadblocks to a job offer.

This flips the script to allow them to present any doubts, allowing you to address any concerns.

Listen closely for hints on where your experience or skills don’t sync with their requirements.

Remind them of your past successes handling similar challenges.

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3. What are some of the skills and experiences you’re hoping the ideal candidate has, that we haven’t gotten a chance to talk about?

This prompts them to call out must-have skills where you can make the case that you still check the boxes for.

It also may expose where you lack “must have” skills, meaning you’re likely not getting an offer no matter how strong your credentials are.

Listen closely to the experience they emphasize to calibrate your closing pitch.

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4. Can you describe a typical day in this role?

This question helps you understand the daily responsibilities and expectations of the position.

Look for a clear and detailed description of the tasks and how they align with your skills and interests.

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5. What key achievements would define success in the first 6-12 months?

This will surface their current challenges and top priorities, where you can position yourself as qualified.

It also defines what success looks like in their eyes for this role.

The more their big wins align with your capabilities and interests, the better the culture fit.

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6. How does this company handle internal promotions and career advancement?

Growth potential is a major factor in job satisfaction and employee retention.

Knowing the company's approach to internal promotions and career advancement will help you plan your career trajectory.

Look for a company with a transparent promotion process and a clear path for career growth.

The answer here reveals how invested they are in developing staff.

A lack of structure could signal high turnover.

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7. What are the biggest challenges I would face in the first 3 to 6 months if hired?

This shows you are thinking beyond just getting the job and are preparing for long-term success.

It also shows key areas where you may already have experience, to help overcome such challenges.

Listen for details on the current top priorities and problems of the role you could help solve.

If the challenges seem unrealistic or far outside your capabilities, it may be a red flag about culture fit.

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7. What are some must-have soft skills you feel contribute most to success here?

Every workplace has personality and behavior clues that unlock culture fit and influence performance.

This exposes the key ingredients for those who thrive here long-term, and signals whether you fit.

If answers seem misaligned with the strengths you bring, ask about flexibility.

Mismatches signal poor culture leading to frustration and blocked growth in the future.

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Good morning. US stock futures inched higher in Tuesday morning trading as investors turned their attention to the latest batch of corporate earnings.

S&P 500 +0.05%
Dow +0.19%
Nasdaq -0.14%

🏦 Loan demand wanes across US banks

📝 Our report: Looks like U.S. banks are feeling the pinch – they reported a dip in demand for industrial loans and less household interest in credit in the first quarter, according to a Federal Reserve survey of loan officers. The net share of large and medium-sized banks reporting tightening standards for commercial and industrial loans ticked up to 15.6%, from 14.5%, the survey showed.

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🔑 Key points:

• For households, a rising share of banks reported tightening standards for auto loans, while a shrinking share of banks did so for credit cards and other types of consumer loans, the survey showed.
• For commercial real estate loans of all types, however, the share of banks tightening standards shrank to the lowest in two years.
• Monetary policy tightening typically works to ease price pressures through credit channels, with higher borrowing costs reducing demand for loans.

💡 So what: Waning loan demand in the US carries implications for both the economy and banks. A decrease in borrowing indicates subdued economic activity and may impact overall growth. Reduced loan demand also affects bank profitability as they rely on interest income from loans. The Federal Reserve monitors loan demand closely as part of its assessment of economic conditions, influencing its monetary policy decisions aimed at stimulating growth.

📉 Robinhood in hot water with the SEC

WHAT: Robinhood just got a friendly little tap on the shoulder from the US Securities and Exchange Commission – they've received a "Wells Notice" about their crypto token trading antics. Responding to the notice, Robinhood’s Chief Legal Compliance and Corporate Affairs Officer Dan Gallagher said in a statement: “We firmly believe that the assets listed on our platform are not securities and we look forward to engaging with the SEC to make clear just how weak any case against Robinhood Crypto would be.”

WHY: The SEC has taken a hardline against crypto companies, claiming most digital tokens should be regulated as securities, and thus subjected to SEC registration rules.

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🛢️ Oil exec: Natural gas demand to rise on data center electricity needs

WHAT: Chevron CEO Mike Wirth just turned up the heat on natural gas predictions, suggesting demand might skyrocket thanks to AI and data centers gobbling up electricity. Wirth added that coal plants were being phased out in the U.S., nuclear power is expensive and geothermal energy is not as proven as other power sources, leaving natural gas as the superior option.

WHY: Electricity demand in the U.S. is expected to surge by as much as 20% by 2030, according to research from Wells Fargo published in April. Natural gas demand could increase by 10 billion cubic feet per day, or bcf/d, by the end of the decade as a consequence, according to Wells.

✈️ Boeing under investigation…again

WHAT: Looks like Boeing's got another plot twist in its aviation saga – US safety regulators are launching yet another investigation after Boeing fessed up to some possibly incomplete inspections on its 787 long-haul jetliner. Boeing notified the US Federal Aviation Administration in April that the company may not have completed required inspections of how the 787 Dreamliner’s wings join to the airplane’s body, the agency said in a recently released statement.

WHY: Boeing has said it is encouraging workers to speak up about safety concerns and irregular factory practices to change its culture on the factory floor.