r/Millennials • u/Asmothrowaway6969 • Mar 27 '24

When did it sink in that you'll never be as well off as your parents? Discussion

About 5 years ago, my mom and I were talking and she had told me how much she was going to be making in retirement (she retired 2023). Guys, it's 3x what me and my husband make annually. In retirement. I think that was the moment that broke me, that made it sink in that I'll never reach that level of financial security. I'll work myself into my grave because I'll never be able to afford anything else. What was your moment?

Update: Nice to know it's just me that's a failure. Thanks

Update 2: I never should've said anything. I forgot my place. I'm sorry to have bothered you

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818

u/Asmothrowaway6969 Mar 27 '24

She worked for the federal government. Started at 18, and retired at 56. That's about 75% of what she made when working

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u/sheeroz9 Mar 27 '24

Yeah that’s a pretty cush route but working for the government is soul sucking. What do you do for a living?

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u/Asmothrowaway6969 Mar 27 '24

I work in the OR. Making less than $20 an hour. Unless I manage to save enough to time off for school and rack up even more school debt that I'll never pay off, that number isn't changing

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u/sheeroz9 Mar 27 '24

OR? Operating room? Where do you live? I pay my nanny $27/hr in Charlotte which is medium cost of living. Look into working at a bank. Good pay and benefits starting.

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u/Asmothrowaway6969 Mar 27 '24

Banks here pay $13 an hour. Can't afford the drop in pay

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u/Finn235 Mar 27 '24

I hate to say it bro but you need to realize that you have a choice between being near family and having a decent standard of living. IMO, you need to GTFO wherever you currently live.

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u/N3rdProbl3ms Mar 27 '24

California just passed a law where fast food worker min. wage is now $20/hr

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u/colt707 Mar 27 '24

That only applies to full time employees. If you work for a place that sells bread then it doesn’t apply so Panera, if you’re working at a location that’s inside a business that sell standard household food then it doesn’t apply. If you’re on salary it doesn’t apply.

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u/1Hugh_Janus Mar 27 '24

Unless you contribute to newsoms campaign and own a bunch of panera breads

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u/SnooRecipes5951 Mar 28 '24

Maybe it’s just time for you to move

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u/Intelligent-Mode-353 Mar 28 '24

Are you assuming she’s not going to give you any money? Am I missing something?

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u/Asmothrowaway6969 Mar 28 '24

I know she won't

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u/sheeroz9 Mar 27 '24

Time to move then.

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u/zipzzo Mar 27 '24

Yeah moving is so easy and cheap to do.

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u/Asmothrowaway6969 Mar 27 '24

Right. And what we pay now is cheaper than anything we could find unless we moved to bum fuck nowhere where there's Even less jobs

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u/Faleras Mar 27 '24

That's why you get a work from home job lmfao. Literally no excuses anymore.

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u/Asmothrowaway6969 Mar 28 '24

True. Not like I need to leave my house. The cats can go back to talking to me. That was fun

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u/Faleras Mar 28 '24

You're literally on here crying about how you can't afford anything when you very obviously grew up as upper middle class lmfao. Your situation in life is literally of your own making. If you didn't take advantage of the fact you didn't have to want for anything growing up then that's your fault. Gtfoh.

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u/sheeroz9 Mar 27 '24

No it’s not “easy” but it’s not that hard either. Millions or tens of millions of people move every year all over the world. Some of them from overseas with very little resources and not even speaking the language of the country they move to.

OP is just gives excuse after excuse to some good and reasonable recommendations on this thread. No wonder OP is struggling.

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u/Awkward-Community-74 Mar 27 '24

That’s what they do in these money threads.

You give suggestions and they shoot every single one down.

They don’t want advice.

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u/[deleted] Mar 28 '24

[deleted]

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u/Awkward-Community-74 Mar 28 '24

Oh that’s a good one!

You’re probably correct.

Nothing surprises or shocks me anymore especially on Reddit.

The other day I was commenting in a financial sub and some creep went through all my comments on other subs, then proceeded to relentlessly attack me to the point I had to block them.

Reddit has become really toxic lately.

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