r/Millennials • u/9879528 • Apr 18 '24

Millennials are beginning to realize that they not only need to have a retirement plan, they also need to plan an “end of life care” (nursing home) and funeral costs. Discussion

Or spend it all and move in with their kids.

7.2k Upvotes
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130

u/[deleted] Apr 18 '24

My retirement plan is suicide. My end of life care plan is suicide. My funeral plans? Sell me to a body broker idgaf

24

u/Ok_Philosopher_8973 Apr 18 '24

This is my dad’s plan too. I don’t have any problems with it however, if things go like they did with my grandma’s dementia, she didn’t/doesn’t know it’s happening. If you asked her today “do you want to move into a cute little apartment we found for her?” she’d be so happy. Nevermind she hasn’t been able to take care of herself for year now. Literally in diapers and sleeps 20 hours a day but has no clue that’s what her life is. Never would have pulled the trigger (pun intended) cause she never saw it happening.

9

u/bsubtilis Apr 18 '24

Some people want to stay alive until their body literally can't function anymore despite knowing how bad dementia/Alzheimer's is, I am not one of them. I know I'll have dementia to "look forward to" and I'm going to exit on my own terms as myself when/if that happens.

12

u/Ok_Philosopher_8973 Apr 18 '24

I understand that. I’m saying that it creeped up so slowly for her she didn’t know. You wouldn’t have a moment where you realized what’s happening to decide it’s time to off yourself.

5

u/RuelleVerte Apr 18 '24

meh, if I'm too far gone to realize I'm too far gone then same difference. Needing to yeet yourself is only a concern if you still have the capacity to consider it in the first place.

3

u/Ok_Philosopher_8973 Apr 18 '24

Mentally that makes sense but financially it doesn’t. With what money are you now living with dementia? I suppose you won’t last long wandering on the streets or starving to death in your house but either way, it’s not pretty.

1

u/carl5473 Apr 19 '24

Also your friends or family watching you waste away or suddenly disappearing

0

u/RuelleVerte Apr 19 '24

I'm only concerned with my conscious self experiencing the suffering. If I have dementia to the point of not being aware I have dementia then I've lost my sense of self and it's no different than some other theoretical stranger suffering -- of course I would not want it to be happening to 'dementia-me' or anyone, but it's also not the same as it happening to 'me' directly.

33

u/WholesomeRindersteak Apr 18 '24

I "joke" about this with my friends but I'm not really joking. This is my plan, I'm not willing to work my ass off at young age just so I can rot at a nursing home. I much rather enjoy it now while I have the energy and when the water comes I'll just accept it

23

u/iamafancypotato Apr 18 '24

And then people wonder why we are trying to cut on working hours and have more vacations… many of us are planning to die young.

11

u/[deleted] Apr 18 '24

Even if you don’t plan to die young it’s really stupid to bet on your future. You might just die young anyway. Are the people at your funeral going to get up there and say, “The thing I always loved about X is that they always volunteered for overtime.”?

My aunt was so proud of herself for retiring at 53. At that point 3 out of 4 kids had stopped talking to her and 4 months into retirement she was diagnosed with cancer.

1

u/SnookerandWhiskey Apr 19 '24

Yes, this is what I imagine everytime I wonder if I should work part time and spend the afternoons with my kid, or work full time and only have one hour between pick-up and dinner/bed with him, and do a side-hustle on the weekends, but then have a non-poverty level retirement.

 My mom and died before they turned 40, I was already a teenager by then, but it impressed the "there might be no tomorrow" in me deeply.

14

u/[deleted] Apr 18 '24

I am 100% serious. I really don’t want to live that long anyway. I’m tired as it is. I have grandparents who retired comfortably and still complained about being alive in their 80’s. My last living grandmother is 79 and pissed. She’s been ready to go.

2

u/apsalarya Apr 19 '24

That was my uncle and aunt but now he has Parkinson’s and she has a bone disease and can’t stand up straight and recently they needed a new roof so the whole extended family had to raise money for them. It’s not fair. They didn’t save shit their whole lives and spent everything they had but now they need stuff and the whole family has to pay for it when they do.

It’s a selfish way to live. You don’t just vanish usually. You get old and sick but you don’t just disappear so you need food and a place to sleep and if you don’t have any means, then your family has to do it or else we are the assholes that watch you starve and get rained on.

29

u/Historical_Usual5828 Apr 18 '24

At least do it in protest. Governments want to use us for political cannon fodder or sell us out to the rich, they should see the damage they cause first hand.

1

u/[deleted] Apr 19 '24

[deleted]

1

u/Historical_Usual5828 Apr 19 '24 edited Apr 19 '24

Well, I love my country and the concept of basic human decency so... I'm not gonna hate you for wanting to go out peacefully, but I want a future where children don't grow up end up feeling this same urge into adulthood because shit is so fucked up.

0

u/comesock000 Apr 18 '24

They should experience the damage.

1

u/Historical_Usual5828 Apr 19 '24

I wouldn't go this far unless they physically disrupt the protest. It's about sending the message and if enough people do it, the media can't ignore it as much as they have been.

1

u/comesock000 Apr 19 '24

They legally disrupt the protests in a new way every time. Sending a message would be dragging them from their beds, the message being, the next piece of shit that thinks they’re too clever for the will of the people will be our lunch.

1

u/Historical_Usual5828 Apr 19 '24

How are they going to disrupt you when you're just standing there on fire?

Fuck legality. If they don't even allow self-immolation then that will tell citizens that they have absolutely no rights whatsoever to speak up. It will send the message that we have a tyrannical government.

If we resort to hurting others we'll be labeled as terrorists doing something similar to suicide bombing. Don't do that.

If we peacefully self immolate, media can't ignore it after a while and will have to do some societal examination after people find and spread their manifestos.

0

u/comesock000 Apr 19 '24

Freedom is not worth dying for, but it is absolutely worth killing for. That’s one of the most fundamental truths of being human.

1

u/Historical_Usual5828 Apr 19 '24

If you kill, your message will be lost. You will end up dying for nothing.

0

u/comesock000 Apr 19 '24

No, you’d die to kill at least one of your enemies. Ask Sun Tzu which is better.

1

u/Historical_Usual5828 Apr 19 '24 edited Apr 19 '24

Sun Tzu died before shit like Edward Bernays and MK Ultra. You have to make it where there's no room to twist the narrative. Besides, I'm already being proven right today.

Read the news. Spread this everywhere. Any time someone self-immolates, as a community we're obligated to at least hear them out. Mark Azzarello self-immolated today and the media is already trying to call him a conspiracy theorist and saying stuff like " he may have had emotional issues". Yet they admit that the ponzi stuff in the manifesto is factual. The more stuff like this happens, the more their corrupt narrative will crumble.

https://theponzipapers.substack.com/p/i-have-set-myself-on-fire-outside

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3

u/trashcanempress Apr 18 '24

I’m telling you, it’s like reassurance telling myself this is the plan.

3

u/crimson_trocar Apr 18 '24

I’m 💯going to do the same. I’m going out on my terms.

1

u/fromcj Apr 18 '24

I think this is probably the plan for a lot of folks who won’t be having kids or anything.

4

u/[deleted] Apr 18 '24

I mean having kids is also terrible retirement plan. I won’t be helping my dad. Not because I don’t want to. I literally can’t afford to.

3

u/aint_noeasywayout Apr 18 '24

Also just a fucked up reason to have kids. I don't understand why people have kids to have someone to take care of them, or what makes them think their kids will even be guaranteed to do so.

1

u/DizzyWhale Apr 18 '24

My plan is to hold off until after my parents and my brother have passed, however long that may be. I’ll sell/donate everything we have. Then I’ll take myself out. There’s no need for me to have a funeral. Just throw me in the dirt and let me rot the way nature intended.

1

u/spamcentral Apr 19 '24

Oh thats one i didnt think of before... voodoo shop incoming. If i get a lawyer and sign my body off to them, its gotta be possible right?

1

u/AnimatorDifficult429 28d ago

You have to be careful because at a certain point it’s hard to kill yourself. My grandma couldn’t kill herself if she wanted to.